6 Ways to get affordable mental-health services

1. Mental Health America, an advocacy organization with over 300 affiliates in 41 states, works with people to connect them with affordable mental-health services in their communities.

2. Community health centers. Mental-health services fees are charged on a sliding scale based on income. Find a center in your area here.

3. Community mental-health centers. These centers serve Medicaid and other low-income patients. State income limits vary. Click on "find a provider" here, and call to find out whether you may qualify.

4. Employee Assistance Programs. Many employers offer a limited number of counseling sessions and referrals to mental-health professionals through an EAP service.

5. Churches, synagogues, and other places of worship. Clergy members are trained in counseling, and their services are generally free.

6. Group therapy. Many therapists offer group sessions, which are often a less expensive alternative to traditional one-on-one counseling. You can find a psychologist in your area here through the APA or through U.S. News's Find a Therapist search engine.

Remember, one of the best—and most affordable—ways to manage stress and anxiety is by taking care of your physical health. Get regular exercise, stick to a healthful diet, and get enough sleep. And remember: Even if you don't get professional counseling, discussing your troubles with friends and family can help make problems seem more manageable. Just being able to talk, there's therapy in that.